In an online banking application, which of the following would BEST protect against identity theft?

A.
Encryption of personal password

B.
Restricting the user to a specific terminal

C.
Two-factor authentication

D.
Periodic review of access logs

Explanation:

Two-factor authentication requires two independent methods for establishing identity and
privileges. Factors include something you know, such as a password; something you have, such
as a token; and something you are, which is biometric. Requiring twoof these factors makes
identity theft more difficult. A password could be guessed or broken. Restricting the user to a
specific terminal is not a practical alternative for an online application. Periodic review of access
logs is a detective controland does not protect against identity theft.