If your property Insurance has Replacement Cost Valuation (RCV) clause your damaged property will be
compensated:

A.
Based on the value of item on the date of loss

B.
Based on new, comparable, or identical item for old regardless of condition of lost item

C.
Based on value of item one month before the loss

D.
Based on the value listed on the Ebay auction web site

Explanation:
The term replacement value refers to the amount that an entity would have to pay to replace an asset at the
present time, according to its current worth. The replacement value coverage is designed so the policyholder
will not have to spend more money to get a similar new item. For example: when a television is covered by a
replacement cost value policy, the cost of a similar television which can be purchased today determines the
compensation amount for that item.
Incorrect Answers:
A: The Replacement Cost Value is not the value of the item on the data of loss. The value on the date of loss is
called Actual Cash value.
C: The Replacement Cost Value is not the value of the item one month ago. Replacement Cost Valuation is the
cost to replace the damaged item.
D: Replacement Cost Valuation has no reference to any value on Ebay. Replacement Cost Valuation is the cost
to replace the damaged item.

https://en.wikipedia.org/wiki/Replacement_value