In one of the two basic models that exist for processing checks online, the user submits a form
with his or her routing number and account number. Then the online check-processing service

prints a hard copy of that information in the form of a check. Which of the following describes the
other basic model for processing checks online?

A.
Information is processed via Electronic Funds Transfer.

B.
Information is sent to a government agency for verification.

C.
The user is asked to telephone a central number for verification.

D.
Information is routed to a third-party vendor.