As it relates to e-commerce, what is the role of the Automated Clearing House (ACH)?

A.
It is part of a payment gateway provider and provides the customer’s issuing bank with access
to the merchant’s transactions.

B.
It collects data from the payment gateway provider and settles the transaction with the
customer’s issuing bank.

C.
It provides merchant accounts to qualified merchants.

D.
It collects data from the merchant and delivers it to the payment gateway provider.