How are memory cards and smart cards different?

A.
Memory cards normally hold more memory than smart cards
B.
Smart cards provide a two-factor authentication whereas memory cards don’t
C.
Memory cards have no processing power
D.
Only smart cards can be used for ATM cards
Explanation:
“The main difference between memory cards and smart cards is the processing power. A memory
card holds information, but does not process information. A smart card has the necessary hardware
and logic to actually process information.” Pg 121 Shon Harris CISSP All-In- One Exam Guide