By using a smart card and pin, you are using a two-factor authentication that satisfies

A.
Something you know and something you are
B.
Something you have and something you know
C.
Something you have and something you are
D.
Something you are and something you remember
this is a cissp question. nothing to do with CEHv9
It’s also a Sec+ question. What’s your point?
CISSP, CEH and Sec+ all go over authentication in some way. I’ve been tested on both CISSP and Sec+ on this exact question. It’s a common question. Likely will be on CEH too.