CIW Exam Questions

Which of the following describes the other basic model for processing checks online?

In one of the two basic models that exist for processing checks online, the user submits a form
with his or her routing number and account number. Then the online check-processing service

prints a hard copy of that information in the form of a check. Which of the following describes the
other basic model for processing checks online?

A.
Information is processed via Electronic Funds Transfer.

B.
Information is sent to a government agency for verification.

C.
The user is asked to telephone a central number for verification.

D.
Information is routed to a third-party vendor.