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Which of the following best describes the Secure Electr…

Which of the following best describes the Secure Electronic Transaction (SET) protocol?

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A.
Originated by VISA and MasterCard as an Internet credit card protocol using Message Authentication Code.

B.
Originated by VISA and MasterCard as an Internet credit card protocol using digital signatures.

C.
Originated by VISA and MasterCard as an Internet credit card protocol using the transport layer.

D.
Originated by VISA and American Express as an Internet credit card protocol using SSL.

Explanation:
Secure Electronic Transaction (SET) is a security technology proposed by Visa and MasterCard to allow for
more secure credit card transaction possibilities than what is currently available. With SET an entity verifies adigital signature of the sender and digitally signs the information before it is sent to the next entity involved in
the process.
Incorrect Answers:
A: SET uses digital signatures, not Message Authentication Codes.
C: SET uses digital signatures, not transport layer security.
D: Visa and Mastercard, not American Express, has proposed the SET protocol. The current security solution in
use for credit cards transfers use SSL, but SET uses digital signatures.

Harris, Shon, All In One CISSP Exam Guide, 6th Edition, McGraw-Hill, New York, 2013, p. 857


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