In an online banking application, which of the following would BEST protect against identity theft?
A.
Encryption of personal password
B.
Restricting the user to a specific terminal
C.
Two-factor authentication
D.
Periodic review of access logs
Explanation:
Two-factor authentication requires two independent methods for establishing identity and privileges. Factors
include something you know, such as a password; something you have, such as a token; and something you
are, which is biometric. Requiring two of these factors makes identity theft more difficult. A password could be
guessed or broken. Restricting the user to a specific terminal is not a practical alternative for an online
application. Periodic review of access logs is a detective control and does not protect against identity theft.